DID YOU KNOW THAT
YOUR LIFE INSURANCE POLICY
CAN FUND YOUR RETIREMENT DREAMS?
WHAT IS A LIFE SETTLEMENT?
A LIFE SETTLEMENT is the sale of an existing life insurance policy covering a person who has a limited life expectancy -- normally 12 years or less -- due to age or a life threatening illness.
It presents a unique opportunity to extract the maximum value of a Senior’s life insurance policy and repurpose those funds for whatever financial needs they may have or to use however they may decide.
Until recently, the owner of an unneeded or unwanted policy had two options – sell the policy back to the issuing Insurance Company for its cash surrender value (if any), or allow the policy to lapse.
We offer a THIRD OPTION! Your life insurance policy is offered for purchase throughout the secondary market. Generally, each offer generated through this process far exceeds the cash surrender value offered by the issuing Insurance Company.
WHY SELL A LIFE INSURANCE POLICY ?
The reasons for selling a policy vary widely.
In most cases, the policy being considered for sale is not performing to the expectations of the policyholder.
Sometimes, the original need for the policy has disappeared, or the premiums to keep it current have become a financial burden.
When properly employed, a Life Settlement offers an opportunity for a Senior to benefit in a new way from insurance coverage which is no longer wanted or needed.
This option should be considered whenever you are over the age of 70, or with significant health challenges, and are considering surrendering or letting lapse a life insurance policy.
ARE YOU A FINANCIAL SERVICES PROFESSIONAL ?
If you are a Professional, your role can be very important!
The majority of secondary market transactions result in the sale of another financial product or service with part of the capital generated by the sale of the original policy.
Case studies have indicated that this capital may be used to buy a new and better performing insurance product proven more suitable for the Senior client's current needs.
Or the sale of your Client's policy will result in a greater financial portfolio for you to manage as their trusted financial advisor or agent.
GET a FREE, NON-BINDING APPRAISAL
of any life insurance policy today!
Call us at 480-481-9335, email us CASH.AZ@cox.net or visit our home www.CASH-AZ.com/LifeSettlements
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